What We Collect and Why It Matters
When you open an account on semarak88, we collect the information needed to run your account securely: your registered contact details, login history, and payment references tied to your DANA, OVO, or GoPay wallet. We do not store your full e-wallet credentials — only the transaction
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reference returned by the payment rail after a transfer clears. Device identifiers and browser session data are logged to detect unusual login patterns and protect your account from unauthorised access. We retain active account data for as long as your account remains open. If you close
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your account, we keep a minimal record only where local law or fraud-prevention obligations require it. Availability of our services depends on local law and eligible regions. We do not sell your personal data to third parties, and we do not share it with advertisers. Any
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data shared with payment processors — such as the rails behind DANA, OVO, and GoPay — is limited to what those processors need to complete your transaction.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.